About Us
At Swardstrom Mortgage, we’re more than just brokers—we’re family. Founded by brothers Chris and Luke Swardstrom, our business is built on trust, transparency, and a genuine commitment to helping our clients make confident, informed decisions about home financing.
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With years of combined experience in the mortgage industry, we specialize in finding the right loan solutions tailored to your unique needs. Whether you're buying your first home, refinancing, or exploring investment opportunities, we guide you through every step of the process with clarity and care.
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As independent mortgage brokers, we work with over 130 different lenders and banks, giving you access to a wide range of options, competitive rates, and flexible solutions. This allows us to deliver mortgage strategies that align with your financial goals—efficiently and with expert precision.
Our Mortgage Expertise
Who We Are
Swardstrom Mortgage is your go-to destination for all things mortgage-related. With a deep-rooted commitment to client success, we offer professional guidance and resources, ensuring a smooth and well-informed mortgage experience for each client.
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Pre-Approvals
Mortgage pre-approval is a commitment from a lender to provide you with home financing up to a certain loan amount. Learn more
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Conventional Loans
A conforming home loan is one that meets, or “conforms” to, certain guidelines set forth by Freddie Mac and Fannie Mae. Learn more
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FHA Loans
FHA mortgages make home ownership much more affordable and have easier credit requirements that are perfect for first time homebuyers. Learn more
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VA Loans
VA loans are fully backed by the government and offer a myriad of advantages for your home purchase or mortgage refinance. Learn more
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USDA Loans
A USDA home loan is a zero down payment mortgage for eligible rural homebuyers. Learn more
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Jumbo Loans
The minimum contribution guidelines for Jumbo loans are tiered by loan amount, loan purpose, credit profile and occupancy type. Learn more
Client Testimonials
Jim B.
I shopped around, as so many people do. I can honestly say that after hearing so many "no's" they used their relationships with the top Lenders across the Nation to find me the best deal. Not to mention that we closed in less than a week!! They made me a client for life, undoubtedly!"
New Jersey
Charles M.
"I can't thank Swardstrom Mortgage enough for making the mortgage process stress-free. Their dedication and knowledge are what set them apart. We had a tricky situation, and they handled every unexpected obstacle along the way with ease! Thank you again Chris and Luke!"
California
Christine A.
"Choosing Swardstrom Mortgage was the best decision. Their professionalism and support made my mortgage experience seamless. They worked around the clock to ensure everything was done on time, if not early."