Building Trust with Swardstrom Mortgage: Real Clients. Real Results.

In the world of Mortgage Lending, Trust is everything. At Swardstrom Mortgage, it’s more than just a word—it’s the foundation of how we operate, the cornerstone of every client relationship, and the reason why we consistently deliver life-changing results.

Founded by brothers Chris and Luke Swardstrom, we bring a unique combination of deep mortgage expertise and a legacy rooted in real estate. Raised in Orange County, we grew up in the business—our parents are the #1 real estate agents in the region—and we’ve carried that dedication, knowledge, and client-first mentality into our own national mortgage practice, operating under EMortgage Capital.

Whether it’s a first-time buyer or a seasoned investor, our mission is simple: deliver smart mortgage solutions with speed, clarity, and trust.

A California Success Story: $10K Saved at Closing, $13K/Month in Relief, and Lightning-Fast Results

One of our most powerful success stories comes from a business owner in Southern California who came to us overwhelmed by multiple mortgages, high payments, and a lending process that felt stacked against them. After another lender said the savings they needed weren’t possible, they reached out to Swardstrom Mortgage for a second look—and we got to work.

By re-structuring their financing, we were able to:

• Reduce their total monthly payments by over $13,000

• Lower their interest rate significantly

• Save them more than $10,000 in closing costs through exclusive lender credits and wholesale pricing

• And perhaps most impressively—we closed the loan in just 10 business days

The client walked away with real financial relief, confidence in their future, and a mortgage team they could trust. Today, they continue to refer others to us because they experienced firsthand the impact of working with people who genuinely care and deliver results.

Why Swardstrom Mortgage

• Speed & Accuracy: We move fast without cutting corners.

• Real Relationships: We don’t do transactions—we build trust.

• Expert Guidance: From complex scenarios to simple refinances, we’ll help you make the right move.

• Nationwide Reach, Local Roots: Physically located in Orange County. Serving across the U.S.

Whether you're buying your first home, refinancing to save, or navigating a complicated financial situation, Swardstrom Mortgage is here to help you take control of your future—with clarity, confidence, and a team you can count on.

Experience the difference trust makes. Reach out today.